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A Confused Mind Says NO!! How to avoid that!!! Tags: confused duplicate

Now let's talk about a very critical mistake that a lot of people make when trying to build a
home business.

You need to know that a complicated system won't work for many people because ...

Key Point - A confused mind says ‘NO'!

So the first requirement of a successful system is that ...

It MUST be SIMPLE ... Simple means that ANYONE can do it.

Take a look at this down for you business

Remember this saying ... Appeal to the masses and dine with the classes!

So what are the simple yet necessary requirements of a successful system?

1) It must effectively introduce your business to a LOT of prospects (you need prospects) without taking
much of your time (or money)

2) It must professionally present your business for you and sort your prospects so you know which ones are
seriously interested

3) It must automatically follow up with prospects indefinitely, providing them valuable information.

4) It must help you meet your #1 need (getting quality leads) for little or no cost

5) It must provide you with ongoing training and clearly communicate that the "System Is The Solution"

Look forward to my next message where I'll teach you:

Do you sell the drill or the hole?

Take a look at this down for you business

At your service,


American owe Trillions in Credit Debt Why having Home Based business so Important Tags: credit card debt studenl loan debt

Hello JMCC community, This is a great article on why having a home based business is so important. This debt is not going to disappear, it has to get paid!! You must create as many income producing options you can!! 

Average US household owes $15,654 in credit card debt


Americans owe $905 in credit card debt.


Americans owe $905 in credit card debt.

As 2017 comes to a close, many Americans will set financial goals for the upcoming year.

Based on a recent survey, we’re guessing those goals will probably include paying down debt.

On Monday, NerdWallet released its Household Credit Card Debt Study, revealing that Americans owe an estimated $905 billion in credit card debt. That figure is up 8% from last year, and includes balances from cardholders who pay off their cards every month, as well as those who carry a balance from month to month.

Boiled down, the average household owes $15,654 in credit card debt.

This data is alarming, but not record-breaking. According to NerdWallet, Americans owe $8.74 trillion in mortgage debt, $1.21 trillion in auto loans, and $1.36 trillion in student loans.

Why so much debt?

It’s no secret that Americans love their plastic, but why has the amount of debt continued to rise?

For starters, more and more Americans are putting medical expenses on their credit cards.

In the survey, 17% of respondents said they’re in debt because they spent money on an emergency medical expense. But that’s just the tip of the iceberg. According to the Bureau of Labor Statistics, health care costs have increased 34% over the past decade, while income has only grown 20%. To keep up with bills, a whopping 27 million adults are putting medical expenses on a credit card.

A 2016 survey from the Kaiser Family Foundation echoed the same problem: 37% of respondents increased credit card debt to pay medical bills.

Spending has also climbed in other categories, including food (22%) and housing (20%).

The increase in debt can also be attributed to interest rates. In the survey, 41% of respondents admit to spending more than they should on unnecessary purchases. Spending more can lead to carrying a balance, which leads to more money spent paying interest. For instance, if you keep a balance of $6,081, with an interest rate of 14.87%, you’ll end up paying $904 in interest per year.

What you can do

First and foremost, Americans need to get honest about their spending. If you’re charging purchases that you cannot afford to pay off right away, or if you are living above your means, it’s time to rein it in. Only then can you start to address your growing debt.

In a perfect world, you would pay off your credit card balance in full every month. Still — sadly — only 1 in 5 (about 18%) of Americans actually do this. In reality, about one-quarter of cardholders say they pay whatever they can afford at the end of the month, and 23% say they only pay the minimum amount due.

If you can’t pay off your full balance every month, that’s OK. Focus on keeping interest payments as low as possible.

“To reduce the amount of interest you’re paying, consider making payments more frequently than once a month to keep your average daily balance down,” said Kimberly Palmer, NerdWallet’s credit card expert.

Palmer also suggests consolidating your debt onto a card with 0% introductory APR. This way, you can work on paying down debt during the interest-free 12- to 18-month introductory period.

The online survey was conducted by Harris Poll, and surveyed 2,089 adults ages 18 and older. NerdWallet also used data from the US Census Bureau and the Federal Reserve Bank of New York.

Brittany Jones-Cooper is a reporter at Yahoo Finance. 


Get preenrolled in Now Life Styles Now see why its a good move Tags: now lifestyle joel therien preenroll nls

Hello community, 


It is extremely hard starting a business simply because the reward in pay at the beginning is about 10 cents an hour! (or less)


Every single self made millionaire works their butt off day in and day out


All of them started with little to no pay, and some even went millions in the hole..


What is really nice about an online business is you can put in "sweat equity" but I can guarantee you that you will never go bankrupt starting a business with us!!

[+] Starting a restaurant is $400 000

[+] Starting a grass cutting business is $500

[+] Starting a lemonade stand is $30.00

[+] Starting an international Health & Wellness, Marketing and software business with us is less then the cost of a lemonade 

So look, if you are willing to work like President Trump, Buffett, Gates or Jobs then I can guarantee you you WILL see the time freedom I discuss below!!

One of the benefits of starting a business online is the time freedom that you create for yourself and your family. I was a bit silent this past few weeks as I took the liberty in watching my son at his wrestling tournament... 

No boss to ask.. no "Can I go" you just go!! Believe me I do not take that lightly as time freedom is an amazing thing to have.

Yes while at my sons tournament for 1 day we made a whopping extra 
$ 4345.44 in sales 

This is not to brag.. this is to tell you at first it is not easy... but it is sooooooo worth it!!

I think where people go wrong is time freedom doesn't mean you still don't work your butt off. In fact as an entrepreneur you often work harder.. Why? Because you love it and the harder you work, the more proportional is your income :-)

You can do this!! I know you can but it takes the most commitment at the start with the smallest reward in pay.

It is like rolling a snowball up hill, as you roll it gets bigger and heavier and harder. But once you get to the top and push it down the other side you simply can not stop the momentum!!!

So when the momentum comes the work gets FUN!!

So look... this week we got in 500 or so PRE ENROLLED entrepreneurs. 500 is a lot but not in comparison to what will come!

It is not too late!! 

[Pre Enroll today  absolutely Risk Free with the most amazing ground floor opportunity ever]

It is completely FREE to try, so your in action  is skepticism.

Don't be a skeptic why? 


Because it comes with a no questions asked 30 day guarantee

You can do this:

[+] We all know someone trying to lose weight
[+] Our sales system does the sales for you
[+]We have a true "Completely Done For You" marketing system


[+] Even if you might be having trouble our company is different we meet with you LIVE twice a week to mentor and guide you to your success

Our whole team is truly here to guide you, mentor you and coach you so that you can achieve the lifestyle that you not only dream about but deserve!


--Joel Therien
Founder and CEO
NowLifestyle .com

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